ONLINE BILL PAYMENTS

Paying bills with Edam Online Banking is so easy you'll almost look forward to paying your bills.  Almost.

 

Recurring Bill Payments

Paying the same bills for the same amounts over and over again?  Set up a recurring bill payment and let online banking do the work for you.  All you have to do is make sure there’s money in your account at the time of your payment.

 

To set up recurring bill payments, follow these steps:

 

  • Log in to Edam Online Banking.

  • Click the 'Payments' tab on the blue menu bar on the left side of the screen.  If you are using our mobile app, simply select the 'Pay Bills' icon. 

  • Then select 'Schedule Recurring Payment'.  If you are using our mobile app this step is not applicable, simply skip to the next step.

  • Select the account you would like the payment to be made from.

  • Choose the vendor and enter the amount.

  • Enter the start date and frequency of the payment. You may also enter an end date.  If you are using our mobile app you will have to click the 'Recurring" radio button before you are able to enter this information.

  • Click the 'Schedule' button to complete the process.  If you are using our mobile app you will have to click the 'Pay this Bill" button and confirm the transaction.

 

Scheduled/Immediate Bill Payments

Did you know that you can schedule your bill payments up to one year in advance?  Nobody likes bills, but payments can't sneak up on you if you can see them coming.

 

To set up scheduled/immediate bill payments, follow these steps:

 

  • Log in to Edam Online Banking.

  • Click the 'Payments' tab on the blue menu bar on the left side of the screen.  If you are using our mobile app, simply select the 'Pay Bills' icon. 

  • From the Pay Bills screen, select the account you would like the payment to be made from.

  • Choose the vendor and enter the amount.

  • Enter the *payment date*.  If you are using our mobile app you will have to click the 'Later' radio button in order to enter this information.

    • the *payment date defaults to the current date (for immediate payments), and can be edited to a future date (for payments to be made at a later date).

  • Click 'Pay Bills', review the payment information summary and click 'Confirm' to complete the process.

  • You can choose payment dates up to one year in advance and review them by clicking on Scheduled Bill Payments.

 

Cancel Bill Payment

Make an incorrect payment?  You can cancel your bill payment in Edam Online Banking if the transaction has not been processed.

 

  • Log in to Edam Online Banking.

  • Click the 'Payments' tab on the blue menu bar on the left side of the screen. If you are using our mobile app, simply select the 'Pay Bills' icon.  

  • Click 'Scheduled Payments'.  If you are using our mobile app you will click the 'Scheduled' tab at the top left of the screen.

  • Find the payment you'd wish to cancel and click 'Delete'.

Please note: If the payment does not appear on the scheduled payment screen, please contact us as the payment may be processed and we will have to complete a Bill Payment Trace Request to request a refund - a service fee may be applied.

 

Add Bill Payees

  • Log in to Edam Online Banking.

  • Click the 'Payments' tab on the blue menu bar on the left side of the screen.  If you are using our mobile app, simply select the 'Pay Bills' icon.  

  • From the Pay Bills screen, click the 'Add Payee' link.  If you are using our mobile app you will have to select the 'Manage Payees' at the top right of the screen, you will then have to click the 'Add Payee' tab at the top right of the screen.

  • Enter the bill's name in the Search by Payee Name box and click on Search, or click the tab to browse by category. 

If you can't find the bill vendor you're looking for, please talk to the bill company as the list of bill payees is provided to us by Central 1 Credit Union.  In order for a bill payee to be added to this list, they must register their company with Central 1 Credit Union first.

 

Remove Bill Payees

  • Log in to Edam Online Banking.

  • Click the 'Payments' tab on the blue menu bar on the left side of the screen.  If you are using our mobile app, simply select the 'Pay Bills' icon.  

  • From the Pay Bills screen, click the 'Delete Payee' link.  If you are using our mobile app you will have to select the 'Manage Payees' at the top right of the screen, you will then have to click the 'Delete Payee' tab at the top left of the screen.

  • The Delete Payee screen will appear, find the payee you would like to remove and click 'Delete'.  If you are using our mobile app, simply click the negative symbol next to the payee you wish to delete, a warning screen will appear, click delete.

 

Pay Business Taxes

 

Business customers can pay CRA, GST and PST through Edam Online Banking.  This is not available on our mobile app, you must login to your online banking via our MemberDirect website in order to access the 'Pay Business Taxes' feature. Paying taxes is never fun, but it can be easy.  

 

  • Payroll and Source Deduction

  • Goods & ServicesTax (GST)

  • Corporation Tax

  • Provincial Sales Tax (PST)

 

Payroll and Source Deduction

If your business has employees that receive pay or salary, then CRA rules will require that you deduct Canada Pension Plan (CPP), Employment Insurance (EI) premiums and income tax.  Based on the total amount deducted from all your employees, your business will have a different schedule for remittance.

Pay Online

To remit your Payroll and Source Deduction online:

  • Log in to Edam Online Banking.

  • Click the 'Payments' tab on the blue menu bar on the left side of the screen, and then select 'Pay Business Taxes'.

    • If you have not yet added your Business Payroll account number, you will have to do so.  As a measure of fraud security, members will not have the ability to add their Business Number to any of the Business Tax Vendors until our office has added it to our banking system.  Contact our office with your Business Account number and we will add it to our banking system.  You will then have the ability to add your business account number to the remaining various Business Tax Vendors.

  • Select the 'Add Account' link next to Payroll and Source Deduction - Current Year.

  • Add your business payroll account number, and then select the 'Add Account' button.

  • Once the account has been added, use the 'Remit' link to enter your remittance information and submit payment.

Pay in person or by mail

Visit our office to make your payment. You’ll need to bring your original Payroll Source Deductions remittance voucher, since we’re not able to accept photocopies.

If you prefer to mail your payment, make your cheque payable to the Receiver General and include your remittance voucher.

 

Goods & Services Tax (GST)

If you collect GST, you will be required to file and/or remit collected GST to the CRA based on rules on the CRA’s website.  If you’re using Edam Online Banking, be sure to use the correct form to file GST and/or remit payments.

  • GST/HST 34: Files your GST return with CRA, with an option to remit a payment.

  • GST/HST Amount Owing: Remits a GST payment for an amount previously owed.

  • GST/HST Interim Payment: Select this option to remit an interim GST payment.

Pay Online

  • Log in to Edam Online Banking.

  • Click the 'Payments' tab on the blue menu bar on the left side of the screen, and then select 'Pay Business Taxes'.

    • If you have not yet added your Business Payroll account number, you will have to do so.  As a measure of fraud security, members will not have the ability to add their Business Number to any of the Business Tax Vendors until our office has added it to our banking system.  Contact our office with your Business Account number and we will add it to our banking system.  You will then have the ability to add your business account number to the remaining various Business Tax Vendors.

  • Select the 'Add Account' link next to the appropriate GST Remittance/File option (see above)

  • Add your business GST account number, and then select the 'Add Account' button.

  • Once the account has been added, use the 'Remit' or 'File' link to enter your remittance/file information and submit payment.

Pay in person or by mail

Visit our office to make your payment. You’ll need to bring your original personalized GST/HST Return remittance voucher to make a payment, no photocopies accepted.

If you prefer to mail your payment, make your cheque payable to the Receiver General and include your remittance voucher.

 

Corporation Tax

Every year corporations are required to pay their taxes according to the rules on the CRA’s Corporate Tax site. If you’re using Edam Online Banking, be sure to select the correct Payment Type option when you Remit your payment to CRA.  Selecting the wrong option might lead to penalties.

  • Instalment: Select this option to remit an instalment payment.

  • Arrears/Amount Owing: Remits a payment for an amount previously owed, such as a prior tax year.

  • Payment on Filing: Use this option if you’ve just filed your taxes and want to make a payment.

Pay Online

  • Log in to Edam Online Banking.

  • Click the 'Payments' tab on the blue menu bar on the left side of the screen, and then select 'Pay Business Taxes'.

    • If you have not yet added your Business Payroll account number, you will have to do so.  As a measure of fraud security, members will not have the ability to add their Business Number to any of the Business Tax Vendors until our office has added it to our banking system.  Contact our office with your Business Account number and we will add it to our banking system.  You will then have the ability to add your business account number to the remaining various Business Tax Vendors.

  • Select the 'Add Account' link next to Corporation Tax.

  • Add your business Corporate Tax account number, and then select the 'Add Account' button.

  • Once the account has been added, use the 'Remit' link to enter your remittance information and submit payment.

Pay in person or by mail

Visit our office to make your payment. You’ll need to bring your original Corp Tax remittance voucher, since we’re not able to accept photocopies.

If you prefer to mail your payment, make your cheque payable to the Receiver General and include your remittance voucher.

 

Provincial Sales Tax (PST)

If you collect PST in Saskatchewan, you will be required to remit collected PST to the government based on your remittance schedule. Ensure that you File your PST remittance through the Saskatchewan Electronic Tax Service - https://www.sets.gov.sk.ca/SETS/ prior to making your payment, or your payment will not be applied to your account.

Pay Online

PST can be paid through online banking, but it is not accessed through the Business Taxes portion of MemberDirect.  It is accessed through the regular Pay Bills screen.  Simply contact our office to have Sask Provincial Sales Tax added as a Bill Payee, and  follow the Scheduled/Immediate Bill Payments procedures.

Pay in person or by mail

We no longer accept PST payments over the counter.

If you prefer to mail your payment, make your cheque payable to the Minister of Finance and include your original Provincial Return remittance voucher.

 

 
 
 
 
 
 
 

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