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Mortgage and Loan Insurance


If something happens - such as illness, injury or death, it would make loan payments difficult - an insurance plan will cover whatever is important to you, so you can get on with your business knowing you've taken care of the "what-ifs." 


We have partnered with CUMIS to be able to offer comprehensive credit insurance for members on all types of debt, from small loans to large mortgages, small business to agriculture.


CUMIS provides:

  • Security: Protect against the unexpected by safeguarding your assets and your family.

  • Peace of Mind: Payment protection allows you the freedom to enjoy your life, worry free from financial stress for you or your loved ones. 

  • Affordable Coverage: Affordable group rates available for credit union members. If you compare the cost of the insurance against the cost of replacing what you may lose without it, you will see its true value.

  • Convenience: Enrolling is easy. Plus, we offer a 30-day free look. If you aren't satisfied, cancel within the first 30 days for a full refund.


Insurance available to qualified members include:

  • Credit Life Insurance

  • Credit Disability Insurance

  • Group Mortgage Protection Insurance - Life

  • Group Mortgage Protection Insurance - Critical Illness

  • Group Mortgage Protection Insurance - Disability

  • Group Mortgage Protection Insurance - Loss of Employment

  • Member Term Life Insurance

Payment Protection is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details.


To contact CUMIS, please visit or call 1-800-263- 9120. Individual circumstances may vary. You may wish to contact the licensed insurer’s representative or a licensed insurance agent if you need advice about your insurance needs.

Contact us today to speak with a lender to discuss options and quotes.

Coverage can easily be added to existing loans.

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